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20 Zerodha Interview Questions and Answers for Freshers 2026

Zerodha interview questions and answers
Zerodha interview questions and answers

If you’re preparing for a Zerodha interview questions, congratulations; you’re aiming for one of India’s most disruptive (causing a major change) fintech companies. Zerodha interviews are not about mugging up definitions. They test clarity of thought, real-world understanding, number sense, and customer-centric thinking.

This guide is written exactly from that perspective, simple explanations, practical examples, and interview-ready answers.

Understanding the Role & Expectations at Zerodha

Zerodha looks for people who:

  • Understand financial markets deeply
  • Can explain concepts in simple language
  • Are comfortable with numbers
  • Think long-term like investors, not gamblers

Whether the role is operations, support, sales, or product, fundamentals matter.

20 Zerodha Interview Questions and Answers

Tell Me About Yourself

How to Structure Your Answer

Use a 3-part formula:

  1. Current role or background
  2. Relevant skills & experience
  3. Why you fit Zerodha

Sample Answer with Finance Background

“I come from a finance background with hands-on exposure to capital markets and investment products. Over the last few years, I’ve worked closely with market data, client queries, and financial instruments, which helped me build strong fundamentals in equities and mutual funds. I admire Zerodha’s transparent, low-cost investing philosophy, and I believe my analytical mindset and customer-first approach align well with your culture.”

What Is a Stock/Share?

A stock, or share, represents ownership in a company.

When you buy a share, you become a partial owner of that business. If the company grows and makes profits, the value of your shares can increase, and you may also receive dividends.

Example:
If a company has 1,00,000 shares and you own 100 shares, you own 0.1% of that company.


What Is the Stock Market?

The stock market is a platform where buyers and sellers trade financial securities like:

  • Shares
  • Bonds
  • ETFs
  • Derivatives

It acts like a marketplace, just like a vegetable market—but instead of tomatoes, you trade ownership of companies.

What Is a Mutual Fund?

A mutual fund pools money from multiple investors and invests it in stocks, bonds, or other securities.

It is managed by professional fund managers, making it ideal for people who:

  • Lack market knowledge
  • Want diversification
  • Prefer long-term investing

Example:
Instead of buying 10 stocks individually, a mutual fund gives exposure to 50–100 stocks in one investment.

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Key Components of Capital Markets

Capital markets help companies raise long-term funds.

Primary Components

  • Equity market
  • Debt market
  • Derivatives market
  • Mutual funds

Primary vs Secondary Market

  • Primary Market: IPOs (company raises money)
  • Secondary Market: Trading between investors

What Do You Know About Zerodha?

Zerodha is India’s largest discount brokerage firm, founded by Nithin Kamath. It disrupted the industry by offering:

  • Zero brokerage on equity delivery
  • Flat ₹20 on intraday & F&O

Zerodha focuses on technology, transparency, and long-term investing rather than aggressive sales.

Zerodha Products Overview

  • Kite: Trading platform
  • Coin: Mutual fund investing
  • Varsity: Free stock market education
  • Console: Back-office reporting
  • Sensibull: Options analytics

>>OPEN ZERODHA TRADING ACCOUNT<<


What Is a Stock Exchange?

A stock exchange is a regulated platform where securities are bought and sold.

It ensures:

  • Fair pricing
  • Transparency
  • Liquidity

What Do You Know About NSE and BSE?

  • NSE – India’s largest exchange by volume
  • BSE – Asia’s oldest stock exchange

Both provide trading infrastructure and market indices like NIFTY and SENSEX.

Basic Percentage Calculations

Percentages are extremely important in trading and investing.

0.01% of 1 Lakh

= 1,00,000 × 0.0001 = ₹10

0.01% of 3,50,000

= 3,50,000 × 0.0001 = ₹35

These calculations are useful for:

  • Brokerage
  • Charges
  • Returns estimation

Sell This Pen to Me

This tests communication and need identification.

Answer Example:

“Before selling, I’d like to know, do you often write notes or sign documents? This pen offers smooth ink flow, a comfortable grip, and reliability when you need it most. It’s not just a pen; it’s a tool that ensures your ideas never stop flowing.”

What Information Should Someone Know About a Company?

Key things to analyze:

  • Business model
  • Revenue & profit growth
  • Debt levels
  • Management quality
  • Industry position

Investing without this knowledge is like driving blindfolded.

What Is Your Concept of the Market?

The market is a reflection of collective human psychology—fear, greed, optimism, and pessimism.

In the short term, prices move on sentiment.
In the long term, prices follow fundamentals.

Why Do You Want to Join Zerodha?

A strong answer focuses on values, not salary.

“Zerodha promotes responsible investing, transparency, and financial education. I admire how the company prioritizes customer trust over commissions, and I want to contribute to an ecosystem that genuinely empowers investors.”

How Do You Analyze a Stock?

I use a three-layer approach:

  1. Fundamental analysis – financials, growth, ratios
  2. Technical analysis – trends, support & resistance
  3. Qualitative factors – management, brand, industry

How Does the Share Market Help?

  • Helps companies raise capital
  • Creates wealth for investors
  • Supports economic growth
  • Encourages financial discipline

Benefits of the Share Market

  • Higher long-term returns than fixed deposits
  • Liquidity
  • Ownership in businesses
  • Hedge against inflation

Why Should One Invest in the Stock Market?

Because money should work for you.

Keeping money idle loses value due to inflation. Investing in quality businesses helps grow wealth over time.

What is the difference between trading and investing?

Trading and investing differ mainly in time horizon and objective.

  • Trading focuses on short-term price movements. Traders aim to make quick profits by buying and selling stocks within minutes, days, or weeks. It requires constant market monitoring and technical analysis.
  • Investing focuses on long-term wealth creation. Investors buy fundamentally strong companies and hold them for years to benefit from business growth, dividends, and compounding.

Example:
Buying a stock today and selling it next week based on charts is trading. Buying a quality company and holding it for 5–10 years is investing.

What is risk in the stock market and how can it be managed?

Risk in the stock market means the possibility of losing money due to market fluctuations, poor company performance, or economic events.

Risk can be managed by:

  • Diversifying investments across sectors
  • Investing based on fundamentals, not rumors
  • Avoiding over-leverage
  • Having a long-term perspective

Example:
Instead of investing all money in one stock, spreading it across multiple stocks or mutual funds reduces overall risk.

Conclusion

Zerodha interview questions are not difficult, but they are smart. If your basics are clear, your explanations simple, and your intent genuine, you stand out instantly. Focus on understanding, not memorising. Think like an investor, speak like a teacher, and answer like a professional.

FAQs

1. Is Zerodha interview tough for freshers?

No, if fundamentals are clear and communication is good.

2. Do I need advanced finance knowledge for Zerodha?

Basics matter more than complex theories.

3. Are numerical questions important?

Yes, especially percentages and quick calculations.

4. Does Zerodha prefer long-term investors?

Yes, their philosophy strongly supports long-term investing.

5. How can I prepare best for Zerodha interviews?

Practice explaining concepts simply and follow real markets.

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